Mobile banking allows you to manage your UCO bank account from your mobile device. With mobile banking, you can check balances, transfer funds, pay bills and more – all from the convenience of your phone or tablet. Registering for UCO mobile banking is easy and only takes a few minutes.
What are the benefits of UCO mobile banking?
There are many great benefits to using UCO mobile banking:
- Access your account anytime, anywhere – Mobile banking allows you to check your account balances, transactions, statements and other account details on-the-go, 24/7.
- Make transfers and payments – Transfer money between your UCO accounts or make payments to others right from your device.
- Deposit checks – Snap photos of checks for mobile check deposit.
- Set up alerts – Customize account alerts to stay on top of your balances and transaction activity.
- Improved security – Mobile banking utilizes advanced encryption and other security measures to keep your information safe.
What do you need to register for mobile banking?
To register for UCO mobile banking, you’ll need:
- An eligible UCO checking, savings or credit card account
- A mobile phone number or email on file with UCO
- UCO’s mobile banking app downloaded on your device
- The account number and online banking credentials for the account you wish to access
How to download the UCO mobile banking app
The first step to registration is downloading the UCO mobile banking app on your device. Here’s how:
- On your iOS or Android smartphone or tablet, open the App Store or Google Play Store app.
- Search for “UCO Mobile”. The app is offered by UCO Bank.
- Download and install the UCO Mobile app.
Registering your UCO accounts in the mobile app
Once you have downloaded the app, you can add your eligible UCO accounts by following these steps:
- Open the UCO Mobile app. On the welcome screen, tap “Register”.
- Enter your account number and online banking credentials when prompted. These are the same credentials you use to access online banking.
- Select the accounts you wish to access through mobile banking. You can register checking, savings, credit card and loan accounts.
- Read and accept the Terms & Conditions.
- Set up account alerts if desired. These allow you to receive notifications for account activity.
- Verify your identity. This may require entering a one-time passcode sent to your mobile number or email on file.
- Create a username and password specifically for mobile banking access. This password should be different than your online banking password.
- Set up Touch/Face ID if using an iPhone. This allows quick, secure access to the app.
- Registration is now complete! You can begin using mobile banking right away.
Mobile banking login and navigation
Once registered, here are some tips for logging in and navigating the app:
- Log in using your new mobile banking username and password or bio-metric login like Touch ID.
- The main Accounts tab shows all registered accounts and balances.
- Tap account names to see transactions and details.
- Use the navigation menu or tabs to access features like transfers, deposits, payments and alerts.
- Account nicknames and order can be customized in Settings.
Transferring funds
Transferring funds between your UCO accounts is easy with mobile banking. Follow these steps:
- Log into the UCO Mobile app and tap “Transfers”.
- Select the account you want to transfer funds from.
- Enter the account you’re transferring funds to and amount to transfer.
- Select frequency – one-time or recurring – and set up recurring transfers if desired.
- Review the details and tap “Submit Transfer” to complete.
- Transfers between UCO accounts are usually instant with mobile banking.
Paying bills
The UCO mobile app also allows you to conveniently pay bills right from your phone. Follow these steps to make one-time or recurring bill payments:
- Log into mobile banking and select “Pay Bills”.
- Choose the account you want payments drawn from.
- Select “Payee” to set up a new payee or choose an existing payee.
- Enter the payment amount and process date.
- Set to recur if desired. Schedule one-time or recurring payments.
- Review payment details and tap “Submit Payment” to finish.
Depositing checks with mobile banking
Mobile check deposit allows you to easily deposit checks remotely by taking pictures of the check fronts and backs. Follow these tips for mobile check deposits:
- Endorse checks by signing and writing “For UCO mobile deposit only”.
- Tap “Deposit Check” and select the account.
- Enter the check amount and take clear photos of the fronts and backs.
- Review deposit details and tap “Submit Deposit”.
- Destroy the paper check after depositing. Keep the digital copy for your records.
- Deposits before 4:00pm on business days are usually processed same-day.
Checking balances and transactions
Checking your account balances and transaction activity is easy with mobile banking. Simply log into the app and go to the Accounts tab to:
- See all accounts and current balances
- Tap individual accounts to view transaction history
- Search for specific transactions
- Filter transactions by date ranges, categories or other criteria
- View check images
24/7 access anywhere
Mobile banking gives you access to your UCO accounts anytime, anywhere with cell service or WiFi. This makes it easy to:
- Check balances and transactions on-the-go
- Deposit checks wherever you are
- Transfer funds or make payments anywhere
- Monitor account activity while traveling
With mobile access, you can manage your accounts no matter where you are!
Advanced security
UCO mobile banking utilizes multiple layers of security to keep your information safe, including:
- Secure encryption technology
- Firewall and antivirus protection
- Multi-factor authentication
- Biometric login like Touch or Face ID
- Suspicious activity monitoring
- Automated alerts for account activity
You can have peace of mind knowing UCO mobile banking employs bank-level security measures.
Get started with mobile banking today!
Registering for UCO mobile banking only takes a few minutes. Download the app, enter your account information and registration is complete. Mobile banking provides secure, convenient access to manage your UCO accounts anytime, anywhere. Sign up for mobile banking today to enjoy the flexibility and features it offers!